No Medical Exam Life Insurance

There are many options available for Term Life Insurance that don't require blood tests or physical exams prior to being issued a policy. These policies are commonly called Simplified Issue policies since you can get coverage while answering only a few health related questions in order to qualify. Monthly premiums can vary greatly depending upon the underwriter. The key to finding the best policies lie in finding those that have underwriters with A or better AMBest ratings.

There are many companies that advertise low coverage policies, however most of them offer small coverage amounts for relatively high monthly premiums.

We suggest the following companies as they offer some of the lowest cost policies at the highest level of coverage and are backed by the most financially secure companies:

eLifePolicy

eLifePolicy offers the quickest and most convenient way to purchase term life insurance coverage. Their policies are backed by highly rated HSBC. You can buy and print your in force policy instantly online!

Get Free Quotes - Click Here Up To $500 K Term

Spectrum Direct

Spectrum compares quotes from multiple top rated companies such as Prudential and TransAmerica.
Get Free Quotes - Click Here Varies by issuer

TermRunner

Instant issue term life insurance. Traditional policies issued by companies rated "Superior" or "Excellent". They offer same day coverage at affordable rates with no medical exam.

Get Free Quotes - Click Here $20K To $1 Million